Terms & Conditions

1. Acceptance of Terms

These Terms & Conditions ("Terms") constitute a legally binding agreement between you and FundSavior ("Company," "we," "us," or "our"), a crowdfunding platform operated in the United States. By creating an account, launching a campaign, making a donation, or otherwise using our website at fundsavior.com (the "Platform"), you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

2. Eligibility

To use FundSavior, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into a binding contract
• Not be prohibited from using our services under applicable laws
• Provide accurate, current, and complete information during registration

By using FundSavior, you represent and warrant that you meet all eligibility requirements. If you are using the platform on behalf of an organisation, you also represent that you are authorised to bind that organisation to these Terms.

3. User Accounts

Registration

You must create an account to launch a campaign or receive payouts. You agree to provide accurate information and to keep it updated. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

Account Security

You must notify us immediately at support@fundsavior.com if you suspect any unauthorised use of your account. FundSavior will not be liable for any loss or damage arising from your failure to protect your account credentials.

One Account Per User

Each individual may maintain only one account. Creating multiple accounts to circumvent bans, fees, or platform limits is a violation of these Terms and may result in permanent suspension.

4. Campaign Rules

Permitted Campaigns

Campaign organisers may use FundSavior to raise funds for lawful personal, charitable, or community purposes, including but not limited to medical expenses, education, emergency cash needs, poverty relief, community projects, and disaster recovery.

Accuracy & Honesty

All campaign content must be truthful, accurate, and not misleading. You must accurately describe the purpose of the campaign, how funds will be used, and the identity of the beneficiary. Misrepresentation of any kind is a serious violation of these Terms.

Verification

FundSavior reserves the right to verify the legitimacy of any campaign and to request supporting documentation at any time. Refusal to cooperate with verification may result in suspension of the campaign and withholding of funds pending investigation.

Prohibited Campaigns

You may not use FundSavior to raise funds for:

• Any illegal activity or purpose under applicable law
• Hate speech, discrimination, or content that incites violence
• Drugs, weapons, or other controlled or illegal substances
• Gambling, betting, or lottery schemes
• Pyramid schemes, multi-level marketing, or investment solicitations
• Any purpose that violates the rights of third parties

5. Donations

Voluntary Contributions

All donations made through FundSavior are voluntary. Donors acknowledge that they are making a contribution based on their own assessment of the campaign and that FundSavior does not guarantee any specific outcome or use of funds.

Keep-What-You-Raise Model

FundSavior operates on a keep-what-you-raise basis. Campaign organisers retain all funds raised regardless of whether the stated goal is reached, subject to the platform fee outlined in Section 6.

No Refund Guarantee

Donations are generally non-refundable. However, FundSavior may, at its sole discretion, issue refunds in cases of verified fraud or material misrepresentation. If you believe a campaign is fraudulent, please contact us immediately at trust@fundsavior.com.

6. Fees & Payouts

Platform Fee

Creating a campaign is free. FundSavior charges a platform fee on funds raised, which covers payment processing and operational costs. The current fee schedule is displayed clearly during campaign setup and is subject to change with 30 days' prior notice.

Payment Processing

Donations are processed by third-party payment processors. Additional payment processing fees may apply and are separate from the FundSavior platform fee. These fees are charged by the payment processor and are not retained by FundSavior.

Payouts

Funds are disbursed to verified bank accounts or mobile money accounts. FundSavior reserves the right to delay or withhold payouts if there is reason to believe a campaign violates these Terms or if a dispute or fraud investigation is underway. Payout processing times vary by region.

7. Prohibited Conduct

When using FundSavior, you agree not to:

• Impersonate any person, organisation, or entity
• Create false or misleading campaigns or donor accounts
• Use automated tools, bots, or scripts to interact with the platform
• Attempt to gain unauthorised access to any part of the platform or another user's account
• Interfere with or disrupt the integrity or performance of the platform
• Harvest or scrape data from the platform without our express written permission
• Use the platform to spam, phish, or send unsolicited communications
• Engage in money laundering, fraudulent donations, or any other financial crime
• Violate any applicable local, state, national, or international law or regulation

8. User Content

By submitting content to FundSavior (including campaign descriptions, images, updates, and comments), you grant us a non-exclusive, worldwide, royalty-free licence to use, display, reproduce, and distribute that content on our platform and in connection with our services.

You represent that you own or have the necessary rights to all content you submit, and that your content does not infringe any third-party intellectual property rights, violate any law, or breach these Terms. FundSavior reserves the right to remove any content that violates these Terms at any time, without notice.

9. Intellectual Property

All trademarks, logos, service marks, platform design, software, and proprietary content on FundSavior are owned by or licensed to FundSavior and are protected by applicable intellectual property laws. You may not copy, reproduce, modify, distribute, or create derivative works from any FundSavior intellectual property without our express written permission.

10. Disclaimers

The platform is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that the platform will be uninterrupted, error-free, or free from viruses or harmful components.

11. Limitation of Liability

To the fullest extent permitted by applicable law, FundSavior and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages including loss of profits, data, goodwill, or other intangible losses arising from or in connection with your use of or inability to use the platform.

In no event shall FundSavior's total liability to you for all claims arising from or related to your use of the platform exceed the greater of (a) the total fees paid by you to FundSavior in the twelve months preceding the claim, or (b) one hundred US dollars ($100).

12. Indemnification

You agree to defend, indemnify, and hold harmless FundSavior and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising from or in any way related to your use of the platform, your campaign content, your violation of these Terms, or your violation of any rights of a third party.

13. Termination

FundSavior reserves the right to suspend or permanently terminate your account and access to the platform at any time, with or without notice, for any reason including breach of these Terms. Upon termination, your right to use the platform ceases immediately. Funds already raised by a terminated campaign may be held pending investigation and may be refunded to donors at FundSavior's discretion.

You may close your account at any time by contacting us at support@fundsavior.com. Closing your account does not relieve you of any obligations incurred prior to termination.

14. Governing Law & Disputes

These Terms are governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any dispute arising from or relating to these Terms or your use of FundSavior shall first be attempted to be resolved through good-faith negotiation. If unresolved, disputes shall be subject to binding arbitration in accordance with the American Arbitration Association (AAA) rules, conducted in English.

Notwithstanding the above, either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent irreparable harm pending the outcome of arbitration.

15. Changes to These Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will notify registered users by email and post a prominent notice on the platform at least 14 days before changes take effect. Your continued use of FundSavior after that date constitutes your acceptance of the revised Terms. If you do not agree to the updated Terms, you must stop using the platform and may close your account.

16. Contact Us

If you have any questions about these Terms & Conditions, please contact us:

• Company: FundSavior
• Location: United States
• General enquiries: support@fundsavior.com
• Legal & compliance: legal@fundsavior.com
• Fraud & trust: trust@fundsavior.com
• Website: fundsavior.com